Call report 2006Q4
VIRGINIA COMMONWEALTH BANK — 2006Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 308,471,000 | USD | evidence → |
| Total loans | 245,608,000 | USD | evidence → |
| Allowance for loan losses | 2,236,000 | USD | evidence → |
| Securities available for sale | 36,349,000 | USD | evidence → |
| Securities held to maturity | 457,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,748,000 | USD | evidence → |
| Interest-bearing deposits | 207,471,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,278,000 | USD | evidence → |
| Equity capital | 25,036,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,757,000 | USD | evidence → |
| Interest expense | 7,462,000 | USD | evidence → |
| Net interest income | 11,295,000 | USD | evidence → |
| Noninterest income | 2,368,000 | USD | evidence → |
| Noninterest expense | 9,814,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 3,749,000 | USD | evidence → |
| Income tax | 1,020,000 | USD | evidence → |
| Net income | 2,729,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,121,000 | USD | evidence → |
| Total capital | 25,357,000 | USD | evidence → |
| Risk-weighted assets | 233,148,000 | USD | evidence → |