Call report 2005Q1
VIRGINIA COMMONWEALTH BANK — 2005Q1
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 300,486,000 | USD | evidence → |
| Total loans | 219,148,000 | USD | evidence → |
| Allowance for loan losses | 2,164,000 | USD | evidence → |
| Securities available for sale | 50,162,000 | USD | evidence → |
| Securities held to maturity | 433,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,639,000 | USD | evidence → |
| Interest-bearing deposits | 244,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,317,000 | USD | evidence → |
| Equity capital | 24,009,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,907,000 | USD | evidence → |
| Interest expense | 1,133,000 | USD | evidence → |
| Net interest income | 2,774,000 | USD | evidence → |
| Noninterest income | 419,000 | USD | evidence → |
| Noninterest expense | 2,114,000 | USD | evidence → |
| Provision for loan losses | 137,000 | USD | evidence → |
| Pretax income | 942,000 | USD | evidence → |
| Income tax | 255,000 | USD | evidence → |
| Net income | 687,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,095,000 | USD | evidence → |
| Total capital | 23,258,000 | USD | evidence → |
| Risk-weighted assets | 223,216,000 | USD | evidence → |