Call report 2005Q2
VIRGINIA COMMONWEALTH BANK — 2005Q2
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 309,218,000 | USD | evidence → |
| Total loans | 226,384,000 | USD | evidence → |
| Allowance for loan losses | 1,943,000 | USD | evidence → |
| Securities available for sale | 50,337,000 | USD | evidence → |
| Securities held to maturity | 437,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 267,329,000 | USD | evidence → |
| Interest-bearing deposits | 246,446,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,883,000 | USD | evidence → |
| Equity capital | 24,673,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,082,000 | USD | evidence → |
| Interest expense | 2,363,000 | USD | evidence → |
| Net interest income | 5,719,000 | USD | evidence → |
| Noninterest income | 918,000 | USD | evidence → |
| Noninterest expense | 4,389,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 1,973,000 | USD | evidence → |
| Income tax | 539,000 | USD | evidence → |
| Net income | 1,434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,542,000 | USD | evidence → |
| Total capital | 23,485,000 | USD | evidence → |
| Risk-weighted assets | 230,083,000 | USD | evidence → |