Call report 2004Q4
VIRGINIA COMMONWEALTH BANK — 2004Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,299,000 | USD | evidence → |
| Total loans | 215,383,000 | USD | evidence → |
| Allowance for loan losses | 2,033,000 | USD | evidence → |
| Securities available for sale | 50,682,000 | USD | evidence → |
| Securities held to maturity | 430,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,415,000 | USD | evidence → |
| Interest-bearing deposits | 223,070,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,345,000 | USD | evidence → |
| Equity capital | 24,083,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,772,000 | USD | evidence → |
| Interest expense | 4,310,000 | USD | evidence → |
| Net interest income | 10,462,000 | USD | evidence → |
| Noninterest income | 1,876,000 | USD | evidence → |
| Noninterest expense | 8,846,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 3,438,000 | USD | evidence → |
| Income tax | 890,000 | USD | evidence → |
| Net income | 2,548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,708,000 | USD | evidence → |
| Total capital | 22,741,000 | USD | evidence → |
| Risk-weighted assets | 216,054,000 | USD | evidence → |