Call report 2004Q3
VIRGINIA COMMONWEALTH BANK — 2004Q3
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,609,000 | USD | evidence → |
| Total loans | 208,623,000 | USD | evidence → |
| Allowance for loan losses | 2,013,000 | USD | evidence → |
| Securities available for sale | 54,251,000 | USD | evidence → |
| Securities held to maturity | 426,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,542,000 | USD | evidence → |
| Interest-bearing deposits | 220,272,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,270,000 | USD | evidence → |
| Equity capital | 23,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,924,000 | USD | evidence → |
| Interest expense | 3,186,000 | USD | evidence → |
| Net interest income | 7,738,000 | USD | evidence → |
| Noninterest income | 1,358,000 | USD | evidence → |
| Noninterest expense | 6,669,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 2,372,000 | USD | evidence → |
| Income tax | 577,000 | USD | evidence → |
| Net income | 1,795,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,105,000 | USD | evidence → |
| Total capital | 22,118,000 | USD | evidence → |
| Risk-weighted assets | 209,446,000 | USD | evidence → |