Call report 2004Q2
VIRGINIA COMMONWEALTH BANK — 2004Q2
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,028,000 | USD | evidence → |
| Total loans | 206,131,000 | USD | evidence → |
| Allowance for loan losses | 1,954,000 | USD | evidence → |
| Securities available for sale | 59,184,000 | USD | evidence → |
| Securities held to maturity | 423,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,138,000 | USD | evidence → |
| Interest-bearing deposits | 223,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,258,000 | USD | evidence → |
| Equity capital | 22,617,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,210,000 | USD | evidence → |
| Interest expense | 2,117,000 | USD | evidence → |
| Net interest income | 5,093,000 | USD | evidence → |
| Noninterest income | 855,000 | USD | evidence → |
| Noninterest expense | 4,476,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,477,000 | USD | evidence → |
| Income tax | 375,000 | USD | evidence → |
| Net income | 1,102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,562,000 | USD | evidence → |
| Total capital | 21,516,000 | USD | evidence → |
| Risk-weighted assets | 206,477,000 | USD | evidence → |