Call report 2003Q1
VIRGINIA COMMONWEALTH BANK — 2003Q1
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,190,000 | USD | evidence → |
| Total loans | 169,360,000 | USD | evidence → |
| Allowance for loan losses | 1,735,000 | USD | evidence → |
| Securities available for sale | 45,370,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 242,775,000 | USD | evidence → |
| Interest-bearing deposits | 211,424,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,351,000 | USD | evidence → |
| Equity capital | 22,595,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,669,000 | USD | evidence → |
| Interest expense | 1,268,000 | USD | evidence → |
| Net interest income | 2,402,000 | USD | evidence → |
| Noninterest income | 454,000 | USD | evidence → |
| Noninterest expense | 2,052,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 747,000 | USD | evidence → |
| Income tax | 208,000 | USD | evidence → |
| Net income | 539,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,067,000 | USD | evidence → |
| Total capital | 19,802,000 | USD | evidence → |
| Risk-weighted assets | 176,510,000 | USD | evidence → |