Call report 2002Q4
VIRGINIA COMMONWEALTH BANK — 2002Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 261,422,000 | USD | evidence → |
| Total loans | 170,139,000 | USD | evidence → |
| Allowance for loan losses | 1,697,000 | USD | evidence → |
| Securities available for sale | 48,842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,839,000 | USD | evidence → |
| Interest-bearing deposits | 205,784,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,055,000 | USD | evidence → |
| Equity capital | 22,259,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,181,000 | USD | evidence → |
| Interest expense | 5,391,000 | USD | evidence → |
| Net interest income | 9,790,000 | USD | evidence → |
| Noninterest income | 1,453,000 | USD | evidence → |
| Noninterest expense | 7,326,000 | USD | evidence → |
| Provision for loan losses | 471,000 | USD | evidence → |
| Pretax income | 3,449,000 | USD | evidence → |
| Income tax | 964,000 | USD | evidence → |
| Net income | 2,485,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,827,000 | USD | evidence → |
| Total capital | 19,524,000 | USD | evidence → |
| Risk-weighted assets | 174,657,000 | USD | evidence → |