Call report 2003Q2
VIRGINIA COMMONWEALTH BANK — 2003Q2
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 278,715,000 | USD | evidence → |
| Total loans | 172,882,000 | USD | evidence → |
| Allowance for loan losses | 1,799,000 | USD | evidence → |
| Securities available for sale | 48,783,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 248,653,000 | USD | evidence → |
| Interest-bearing deposits | 215,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,284,000 | USD | evidence → |
| Equity capital | 23,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,273,000 | USD | evidence → |
| Interest expense | 2,496,000 | USD | evidence → |
| Net interest income | 4,777,000 | USD | evidence → |
| Noninterest income | 1,054,000 | USD | evidence → |
| Noninterest expense | 4,160,000 | USD | evidence → |
| Provision for loan losses | 156,000 | USD | evidence → |
| Pretax income | 1,540,000 | USD | evidence → |
| Income tax | 388,000 | USD | evidence → |
| Net income | 1,152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,354,000 | USD | evidence → |
| Total capital | 20,153,000 | USD | evidence → |
| Risk-weighted assets | 178,094,000 | USD | evidence → |