Call report 2003Q2
OJAI VALLEY BANK — 2003Q2
The 22 measures OJAI VALLEY BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,397,000 | USD | evidence → |
| Total loans | 33,770,000 | USD | evidence → |
| Allowance for loan losses | 675,000 | USD | evidence → |
| Securities available for sale | 2,144,000 | USD | evidence → |
| Securities held to maturity | 31,834,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,337,000 | USD | evidence → |
| Interest-bearing deposits | 57,125,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,212,000 | USD | evidence → |
| Equity capital | 7,815,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,277,000 | USD | evidence → |
| Interest expense | 311,000 | USD | evidence → |
| Net interest income | 1,966,000 | USD | evidence → |
| Noninterest income | 243,000 | USD | evidence → |
| Noninterest expense | 1,483,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 754,000 | USD | evidence → |
| Income tax | 264,000 | USD | evidence → |
| Net income | 490,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,786,000 | USD | evidence → |
| Total capital | 8,401,000 | USD | evidence → |
| Risk-weighted assets | 49,116,000 | USD | evidence → |