Call report 2003Q1
OJAI VALLEY BANK — 2003Q1
The 22 measures OJAI VALLEY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,185,000 | USD | evidence → |
| Total loans | 34,836,000 | USD | evidence → |
| Allowance for loan losses | 663,000 | USD | evidence → |
| Securities available for sale | 3,149,000 | USD | evidence → |
| Securities held to maturity | 28,832,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,088,000 | USD | evidence → |
| Interest-bearing deposits | 54,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,139,000 | USD | evidence → |
| Equity capital | 7,835,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,174,000 | USD | evidence → |
| Interest expense | 156,000 | USD | evidence → |
| Net interest income | 1,018,000 | USD | evidence → |
| Noninterest income | 125,000 | USD | evidence → |
| Noninterest expense | 747,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 396,000 | USD | evidence → |
| Income tax | 142,000 | USD | evidence → |
| Net income | 254,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,816,000 | USD | evidence → |
| Total capital | 8,425,000 | USD | evidence → |
| Risk-weighted assets | 48,645,000 | USD | evidence → |