Call report 2003Q3
OJAI VALLEY BANK — 2003Q3
The 22 measures OJAI VALLEY BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,903,000 | USD | evidence → |
| Total loans | 32,515,000 | USD | evidence → |
| Allowance for loan losses | 660,000 | USD | evidence → |
| Securities available for sale | 4,196,000 | USD | evidence → |
| Securities held to maturity | 28,722,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,661,000 | USD | evidence → |
| Interest-bearing deposits | 55,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,938,000 | USD | evidence → |
| Equity capital | 8,015,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,366,000 | USD | evidence → |
| Interest expense | 458,000 | USD | evidence → |
| Net interest income | 2,908,000 | USD | evidence → |
| Noninterest income | 360,000 | USD | evidence → |
| Noninterest expense | 2,236,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,060,000 | USD | evidence → |
| Income tax | 365,000 | USD | evidence → |
| Net income | 695,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,991,000 | USD | evidence → |
| Total capital | 8,596,000 | USD | evidence → |
| Risk-weighted assets | 48,309,000 | USD | evidence → |