Call report 2002Q4
OJAI VALLEY BANK — 2002Q4
The 22 measures OJAI VALLEY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,868,000 | USD | evidence → |
| Total loans | 34,582,000 | USD | evidence → |
| Allowance for loan losses | 656,000 | USD | evidence → |
| Securities available for sale | 2,086,000 | USD | evidence → |
| Securities held to maturity | 29,732,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,022,000 | USD | evidence → |
| Interest-bearing deposits | 55,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,665,000 | USD | evidence → |
| Equity capital | 7,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,880,000 | USD | evidence → |
| Interest expense | 774,000 | USD | evidence → |
| Net interest income | 4,106,000 | USD | evidence → |
| Noninterest income | 600,000 | USD | evidence → |
| Noninterest expense | 2,982,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,724,000 | USD | evidence → |
| Income tax | 628,000 | USD | evidence → |
| Net income | 1,096,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,562,000 | USD | evidence → |
| Total capital | 8,155,000 | USD | evidence → |
| Risk-weighted assets | 47,383,000 | USD | evidence → |