Call report 2002Q3
OJAI VALLEY BANK — 2002Q3
The 22 measures OJAI VALLEY BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,494,000 | USD | evidence → |
| Total loans | 34,754,000 | USD | evidence → |
| Allowance for loan losses | 660,000 | USD | evidence → |
| Securities available for sale | 1,041,000 | USD | evidence → |
| Securities held to maturity | 29,818,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,504,000 | USD | evidence → |
| Interest-bearing deposits | 54,230,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,274,000 | USD | evidence → |
| Equity capital | 7,748,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,680,000 | USD | evidence → |
| Interest expense | 595,000 | USD | evidence → |
| Net interest income | 3,085,000 | USD | evidence → |
| Noninterest income | 457,000 | USD | evidence → |
| Noninterest expense | 2,115,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,427,000 | USD | evidence → |
| Income tax | 498,000 | USD | evidence → |
| Net income | 929,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,735,000 | USD | evidence → |
| Total capital | 8,322,000 | USD | evidence → |
| Risk-weighted assets | 46,860,000 | USD | evidence → |