Call report 2026Q1
SPECTRA BANK — 2026Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,106,000 | USD | evidence → |
| Total loans | 75,999,000 | USD | evidence → |
| Allowance for loan losses | 872,000 | USD | evidence → |
| Securities available for sale | 19,381,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,442,000 | USD | evidence → |
| Interest-bearing deposits | 70,360,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,082,000 | USD | evidence → |
| Equity capital | 9,916,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,681,000 | USD | evidence → |
| Interest expense | 691,000 | USD | evidence → |
| Net interest income | 990,000 | USD | evidence → |
| Noninterest income | 889,000 | USD | evidence → |
| Noninterest expense | 1,371,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 508,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 508,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,827,000 | USD | evidence → |
Machine access — free, no API key
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