Call report 2026Q2
SPECTRA BANK — 2026Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,667,000 | USD | evidence → |
| Total loans | 87,178,000 | USD | evidence → |
| Allowance for loan losses | 876,000 | USD | evidence → |
| Securities available for sale | 19,350,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,755,000 | USD | evidence → |
| Interest-bearing deposits | 72,595,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,160,000 | USD | evidence → |
| Equity capital | 9,507,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,591,000 | USD | evidence → |
| Interest expense | 1,415,000 | USD | evidence → |
| Net interest income | 2,176,000 | USD | evidence → |
| Noninterest income | 1,234,000 | USD | evidence → |
| Noninterest expense | 3,086,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 124,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,444,000 | USD | evidence → |