Call report 2025Q4
SPECTRA BANK — 2025Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,921,000 | USD | evidence → |
| Total loans | 70,149,000 | USD | evidence → |
| Allowance for loan losses | 772,000 | USD | evidence → |
| Securities available for sale | 19,513,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,171,000 | USD | evidence → |
| Interest-bearing deposits | 67,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,191,000 | USD | evidence → |
| Equity capital | 9,936,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,944,000 | USD | evidence → |
| Interest expense | 2,574,000 | USD | evidence → |
| Net interest income | 3,370,000 | USD | evidence → |
| Noninterest income | 1,703,000 | USD | evidence → |
| Noninterest expense | 4,366,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 665,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 665,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,720,000 | USD | evidence → |
Machine access — free, no API key
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