Call report 2025Q3
SPECTRA BANK — 2025Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,988,000 | USD | evidence → |
| Total loans | 68,852,000 | USD | evidence → |
| Allowance for loan losses | 772,000 | USD | evidence → |
| Securities available for sale | 14,423,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,450,000 | USD | evidence → |
| Interest-bearing deposits | 59,112,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,338,000 | USD | evidence → |
| Equity capital | 9,747,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,331,000 | USD | evidence → |
| Interest expense | 1,914,000 | USD | evidence → |
| Net interest income | 2,417,000 | USD | evidence → |
| Noninterest income | 1,322,000 | USD | evidence → |
| Noninterest expense | 3,116,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 581,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 581,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,635,000 | USD | evidence → |