Call report 2022Q2
SPECTRA BANK — 2022Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,229,000 | USD | evidence → |
| Total loans | 37,195,000 | USD | evidence → |
| Allowance for loan losses | 706,000 | USD | evidence → |
| Securities available for sale | 18,044,000 | USD | evidence → |
| Securities held to maturity | 997,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,675,000 | USD | evidence → |
| Interest-bearing deposits | 40,085,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,590,000 | USD | evidence → |
| Equity capital | 4,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,025,000 | USD | evidence → |
| Interest expense | 138,000 | USD | evidence → |
| Net interest income | 887,000 | USD | evidence → |
| Noninterest income | 610,000 | USD | evidence → |
| Noninterest expense | 1,702,000 | USD | evidence → |
| Provision for loan losses | -750,000 | USD | evidence → |
| Pretax income | 545,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 545,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,629,000 | USD | evidence → |
| Total capital | 6,208,000 | USD | evidence → |
| Risk-weighted assets | 46,232,000 | USD | evidence → |