Call report 2022Q3
SPECTRA BANK — 2022Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 80,069,000 | USD | evidence → |
| Total loans | 40,013,000 | USD | evidence → |
| Allowance for loan losses | 727,000 | USD | evidence → |
| Securities available for sale | 17,346,000 | USD | evidence → |
| Securities held to maturity | 998,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,111,000 | USD | evidence → |
| Interest-bearing deposits | 34,478,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,633,000 | USD | evidence → |
| Equity capital | 3,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,717,000 | USD | evidence → |
| Interest expense | 187,000 | USD | evidence → |
| Net interest income | 1,530,000 | USD | evidence → |
| Noninterest income | 1,051,000 | USD | evidence → |
| Noninterest expense | 2,704,000 | USD | evidence → |
| Provision for loan losses | -750,000 | USD | evidence → |
| Pretax income | 627,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 627,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,713,000 | USD | evidence → |
| Total capital | 6,298,000 | USD | evidence → |
| Risk-weighted assets | 46,676,000 | USD | evidence → |