Call report 2022Q1
SPECTRA BANK — 2022Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,163,000 | USD | evidence → |
| Total loans | 29,133,000 | USD | evidence → |
| Allowance for loan losses | 903,000 | USD | evidence → |
| Securities available for sale | 15,141,000 | USD | evidence → |
| Securities held to maturity | 996,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,021,000 | USD | evidence → |
| Interest-bearing deposits | 47,470,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,551,000 | USD | evidence → |
| Equity capital | 3,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 456,000 | USD | evidence → |
| Interest expense | 80,000 | USD | evidence → |
| Net interest income | 376,000 | USD | evidence → |
| Noninterest income | 230,000 | USD | evidence → |
| Noninterest expense | 902,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -296,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -296,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,772,000 | USD | evidence → |
| Total capital | 2,772,000 | USD | evidence → |
| Risk-weighted assets | 43,747,000 | USD | evidence → |