Call report 2021Q4
SPECTRA BANK — 2021Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,460,000 | USD | evidence → |
| Total loans | 29,920,000 | USD | evidence → |
| Allowance for loan losses | 846,000 | USD | evidence → |
| Securities available for sale | 14,780,000 | USD | evidence → |
| Securities held to maturity | 995,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,162,000 | USD | evidence → |
| Interest-bearing deposits | 47,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,421,000 | USD | evidence → |
| Equity capital | 5,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,440,000 | USD | evidence → |
| Interest expense | 446,000 | USD | evidence → |
| Net interest income | 1,994,000 | USD | evidence → |
| Noninterest income | 1,720,000 | USD | evidence → |
| Noninterest expense | 3,893,000 | USD | evidence → |
| Provision for loan losses | -750,000 | USD | evidence → |
| Pretax income | 571,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,327,000 | USD | evidence → |
| Total capital | 4,327,000 | USD | evidence → |
| Risk-weighted assets | 40,818,000 | USD | evidence → |
Machine access — free, no API key
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