Call report 2016Q2
SPECTRA BANK — 2016Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,996,000 | USD | evidence → |
| Total loans | 33,385,000 | USD | evidence → |
| Allowance for loan losses | 469,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,108,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,458,000 | USD | evidence → |
| Interest-bearing deposits | 23,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,835,000 | USD | evidence → |
| Equity capital | 5,495,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 929,000 | USD | evidence → |
| Interest expense | 54,000 | USD | evidence → |
| Net interest income | 875,000 | USD | evidence → |
| Noninterest income | 521,000 | USD | evidence → |
| Noninterest expense | 1,122,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 281,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,495,000 | USD | evidence → |
| Total capital | 5,964,000 | USD | evidence → |
| Risk-weighted assets | 39,809,000 | USD | evidence → |