Call report 2016Q1
SPECTRA BANK — 2016Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,554,000 | USD | evidence → |
| Total loans | 32,530,000 | USD | evidence → |
| Allowance for loan losses | 469,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,105,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,170,000 | USD | evidence → |
| Interest-bearing deposits | 24,032,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,138,000 | USD | evidence → |
| Equity capital | 5,342,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 461,000 | USD | evidence → |
| Interest expense | 27,000 | USD | evidence → |
| Net interest income | 434,000 | USD | evidence → |
| Noninterest income | 258,000 | USD | evidence → |
| Noninterest expense | 571,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 128,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 128,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,342,000 | USD | evidence → |
| Total capital | 5,811,000 | USD | evidence → |
| Risk-weighted assets | 39,061,000 | USD | evidence → |