Call report 2016Q3
SPECTRA BANK — 2016Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,469,000 | USD | evidence → |
| Total loans | 34,421,000 | USD | evidence → |
| Allowance for loan losses | 468,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,146,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,724,000 | USD | evidence → |
| Interest-bearing deposits | 23,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,356,000 | USD | evidence → |
| Equity capital | 5,711,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,433,000 | USD | evidence → |
| Interest expense | 80,000 | USD | evidence → |
| Net interest income | 1,353,000 | USD | evidence → |
| Noninterest income | 785,000 | USD | evidence → |
| Noninterest expense | 1,685,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 497,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 497,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,711,000 | USD | evidence → |
| Total capital | 6,179,000 | USD | evidence → |
| Risk-weighted assets | 39,574,000 | USD | evidence → |