Call report 2015Q4
SPECTRA BANK — 2015Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,762,000 | USD | evidence → |
| Total loans | 31,725,000 | USD | evidence → |
| Allowance for loan losses | 466,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,930,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,831,000 | USD | evidence → |
| Interest-bearing deposits | 23,694,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,137,000 | USD | evidence → |
| Equity capital | 5,879,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,721,000 | USD | evidence → |
| Interest expense | 93,000 | USD | evidence → |
| Net interest income | 1,628,000 | USD | evidence → |
| Noninterest income | 1,069,000 | USD | evidence → |
| Noninterest expense | 2,053,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 625,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 625,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,879,000 | USD | evidence → |
| Total capital | 6,345,000 | USD | evidence → |
| Risk-weighted assets | 37,794,000 | USD | evidence → |
Machine access — free, no API key
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