Call report 2015Q1
SPECTRA BANK — 2015Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 48,874,000 | USD | evidence → |
| Total loans | 28,478,000 | USD | evidence → |
| Allowance for loan losses | 425,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,919,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,578,000 | USD | evidence → |
| Interest-bearing deposits | 20,374,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,204,000 | USD | evidence → |
| Equity capital | 5,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 413,000 | USD | evidence → |
| Interest expense | 21,000 | USD | evidence → |
| Net interest income | 392,000 | USD | evidence → |
| Noninterest income | 254,000 | USD | evidence → |
| Noninterest expense | 478,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 169,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 169,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,768,000 | USD | evidence → |
| Total capital | 6,162,000 | USD | evidence → |
| Risk-weighted assets | 31,557,000 | USD | evidence → |