Call report 2014Q4
SPECTRA BANK — 2014Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,658,000 | USD | evidence → |
| Total loans | 30,421,000 | USD | evidence → |
| Allowance for loan losses | 425,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,922,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,509,000 | USD | evidence → |
| Interest-bearing deposits | 19,416,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,093,000 | USD | evidence → |
| Equity capital | 5,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,671,000 | USD | evidence → |
| Interest expense | 75,000 | USD | evidence → |
| Net interest income | 1,596,000 | USD | evidence → |
| Noninterest income | 1,097,000 | USD | evidence → |
| Noninterest expense | 1,992,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 701,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 701,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,609,000 | USD | evidence → |
| Total capital | 6,019,000 | USD | evidence → |
| Risk-weighted assets | 32,816,000 | USD | evidence → |