Call report 2015Q2
SPECTRA BANK — 2015Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,314,000 | USD | evidence → |
| Total loans | 30,423,000 | USD | evidence → |
| Allowance for loan losses | 443,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,922,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,535,000 | USD | evidence → |
| Interest-bearing deposits | 20,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,776,000 | USD | evidence → |
| Equity capital | 5,656,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 827,000 | USD | evidence → |
| Interest expense | 43,000 | USD | evidence → |
| Net interest income | 784,000 | USD | evidence → |
| Noninterest income | 517,000 | USD | evidence → |
| Noninterest expense | 970,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 312,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 312,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,656,000 | USD | evidence → |
| Total capital | 6,095,000 | USD | evidence → |
| Risk-weighted assets | 35,140,000 | USD | evidence → |