Call report 2005Q4
SPECTRA BANK — 2005Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,207,000 | USD | evidence → |
| Total loans | 21,302,000 | USD | evidence → |
| Allowance for loan losses | 253,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,986,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,903,000 | USD | evidence → |
| Interest-bearing deposits | 17,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,409,000 | USD | evidence → |
| Equity capital | 5,234,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,077,000 | USD | evidence → |
| Interest expense | 282,000 | USD | evidence → |
| Net interest income | 1,795,000 | USD | evidence → |
| Noninterest income | 1,284,000 | USD | evidence → |
| Noninterest expense | 2,338,000 | USD | evidence → |
| Provision for loan losses | 79,000 | USD | evidence → |
| Pretax income | 662,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 662,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,234,000 | USD | evidence → |
| Total capital | 5,487,000 | USD | evidence → |
| Risk-weighted assets | 23,933,000 | USD | evidence → |