Call report 2005Q3
SPECTRA BANK — 2005Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,379,000 | USD | evidence → |
| Total loans | 22,890,000 | USD | evidence → |
| Allowance for loan losses | 229,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,044,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,950,000 | USD | evidence → |
| Interest-bearing deposits | 17,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,162,000 | USD | evidence → |
| Equity capital | 3,330,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,531,000 | USD | evidence → |
| Interest expense | 200,000 | USD | evidence → |
| Net interest income | 1,331,000 | USD | evidence → |
| Noninterest income | 963,000 | USD | evidence → |
| Noninterest expense | 1,657,000 | USD | evidence → |
| Provision for loan losses | 79,000 | USD | evidence → |
| Pretax income | 558,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 558,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,330,000 | USD | evidence → |
| Total capital | 3,559,000 | USD | evidence → |
| Risk-weighted assets | 24,165,000 | USD | evidence → |