Call report 2006Q1
SPECTRA BANK — 2006Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,686,000 | USD | evidence → |
| Total loans | 21,930,000 | USD | evidence → |
| Allowance for loan losses | 221,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,982,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,166,000 | USD | evidence → |
| Interest-bearing deposits | 17,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,197,000 | USD | evidence → |
| Equity capital | 5,288,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 600,000 | USD | evidence → |
| Interest expense | 90,000 | USD | evidence → |
| Net interest income | 510,000 | USD | evidence → |
| Noninterest income | 300,000 | USD | evidence → |
| Noninterest expense | 556,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 234,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 234,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,288,000 | USD | evidence → |
| Total capital | 5,509,000 | USD | evidence → |
| Risk-weighted assets | 25,401,000 | USD | evidence → |