Call report 2005Q2
SPECTRA BANK — 2005Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,587,000 | USD | evidence → |
| Total loans | 22,043,000 | USD | evidence → |
| Allowance for loan losses | 230,000 | USD | evidence → |
| Securities available for sale | 4,974,000 | USD | evidence → |
| Securities held to maturity | 3,057,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,245,000 | USD | evidence → |
| Interest-bearing deposits | 21,828,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,417,000 | USD | evidence → |
| Equity capital | 3,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 995,000 | USD | evidence → |
| Interest expense | 127,000 | USD | evidence → |
| Net interest income | 868,000 | USD | evidence → |
| Noninterest income | 567,000 | USD | evidence → |
| Noninterest expense | 1,083,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 316,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 316,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,278,000 | USD | evidence → |
| Total capital | 3,508,000 | USD | evidence → |
| Risk-weighted assets | 24,183,000 | USD | evidence → |