Call report 2005Q1
SPECTRA BANK — 2005Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,021,000 | USD | evidence → |
| Total loans | 22,632,000 | USD | evidence → |
| Allowance for loan losses | 238,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,062,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,851,000 | USD | evidence → |
| Interest-bearing deposits | 17,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,109,000 | USD | evidence → |
| Equity capital | 3,071,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 495,000 | USD | evidence → |
| Interest expense | 52,000 | USD | evidence → |
| Net interest income | 443,000 | USD | evidence → |
| Noninterest income | 208,000 | USD | evidence → |
| Noninterest expense | 540,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 109,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,071,000 | USD | evidence → |
| Total capital | 3,309,000 | USD | evidence → |
| Risk-weighted assets | 23,663,000 | USD | evidence → |