Call report 2004Q4
SPECTRA BANK — 2004Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,131,000 | USD | evidence → |
| Total loans | 23,458,000 | USD | evidence → |
| Allowance for loan losses | 235,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,067,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,902,000 | USD | evidence → |
| Interest-bearing deposits | 18,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,285,000 | USD | evidence → |
| Equity capital | 3,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,798,000 | USD | evidence → |
| Interest expense | 185,000 | USD | evidence → |
| Net interest income | 1,613,000 | USD | evidence → |
| Noninterest income | 925,000 | USD | evidence → |
| Noninterest expense | 1,825,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 722,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 722,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,000,000 | USD | evidence → |
| Total capital | 3,235,000 | USD | evidence → |
| Risk-weighted assets | 24,750,000 | USD | evidence → |