Call report 2004Q1
SPECTRA BANK — 2004Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 34,811,000 | USD | evidence → |
| Total loans | 22,299,000 | USD | evidence → |
| Allowance for loan losses | 227,000 | USD | evidence → |
| Securities available for sale | 1,020,000 | USD | evidence → |
| Securities held to maturity | 3,110,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,407,000 | USD | evidence → |
| Interest-bearing deposits | 16,848,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,559,000 | USD | evidence → |
| Equity capital | 2,876,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 432,000 | USD | evidence → |
| Interest expense | 42,000 | USD | evidence → |
| Net interest income | 390,000 | USD | evidence → |
| Noninterest income | 215,000 | USD | evidence → |
| Noninterest expense | 424,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 181,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,876,000 | USD | evidence → |
| Total capital | 3,103,000 | USD | evidence → |
| Risk-weighted assets | 21,442,000 | USD | evidence → |