Call report 2004Q2
SPECTRA BANK — 2004Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,518,000 | USD | evidence → |
| Total loans | 23,007,000 | USD | evidence → |
| Allowance for loan losses | 229,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,076,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,540,000 | USD | evidence → |
| Interest-bearing deposits | 16,764,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,776,000 | USD | evidence → |
| Equity capital | 2,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 857,000 | USD | evidence → |
| Interest expense | 82,000 | USD | evidence → |
| Net interest income | 775,000 | USD | evidence → |
| Noninterest income | 451,000 | USD | evidence → |
| Noninterest expense | 853,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 393,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,920,000 | USD | evidence → |
| Total capital | 3,149,000 | USD | evidence → |
| Risk-weighted assets | 23,222,000 | USD | evidence → |