Call report 2003Q4
SPECTRA BANK — 2003Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,444,000 | USD | evidence → |
| Total loans | 22,300,000 | USD | evidence → |
| Allowance for loan losses | 234,000 | USD | evidence → |
| Securities available for sale | 1,023,000 | USD | evidence → |
| Securities held to maturity | 3,115,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,310,000 | USD | evidence → |
| Interest-bearing deposits | 16,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,743,000 | USD | evidence → |
| Equity capital | 2,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,824,000 | USD | evidence → |
| Interest expense | 230,000 | USD | evidence → |
| Net interest income | 1,594,000 | USD | evidence → |
| Noninterest income | 809,000 | USD | evidence → |
| Noninterest expense | 1,766,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 636,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 636,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,854,000 | USD | evidence → |
| Total capital | 3,088,000 | USD | evidence → |
| Risk-weighted assets | 21,673,000 | USD | evidence → |