Call report 2003Q1
SPECTRA BANK — 2003Q1
The 22 measures SPECTRA BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 37,350,000 | USD | evidence → |
| Total loans | 21,567,000 | USD | evidence → |
| Allowance for loan losses | 238,000 | USD | evidence → |
| Securities available for sale | 1,037,000 | USD | evidence → |
| Securities held to maturity | 2,790,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,395,000 | USD | evidence → |
| Interest-bearing deposits | 19,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,705,000 | USD | evidence → |
| Equity capital | 2,853,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 424,000 | USD | evidence → |
| Interest expense | 70,000 | USD | evidence → |
| Net interest income | 354,000 | USD | evidence → |
| Noninterest income | 183,000 | USD | evidence → |
| Noninterest expense | 428,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 109,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 109,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,809,000 | USD | evidence → |
| Total capital | 3,047,000 | USD | evidence → |
| Risk-weighted assets | 23,572,000 | USD | evidence → |