Call report 2002Q4
SPECTRA BANK — 2002Q4
The 22 measures SPECTRA BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,937,000 | USD | evidence → |
| Total loans | 22,144,000 | USD | evidence → |
| Allowance for loan losses | 222,000 | USD | evidence → |
| Securities available for sale | 1,035,000 | USD | evidence → |
| Securities held to maturity | 1,679,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,973,000 | USD | evidence → |
| Interest-bearing deposits | 19,288,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,685,000 | USD | evidence → |
| Equity capital | 2,788,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,955,000 | USD | evidence → |
| Interest expense | 359,000 | USD | evidence → |
| Net interest income | 1,596,000 | USD | evidence → |
| Noninterest income | 710,000 | USD | evidence → |
| Noninterest expense | 1,714,000 | USD | evidence → |
| Provision for loan losses | 66,000 | USD | evidence → |
| Pretax income | 531,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 531,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,788,000 | USD | evidence → |
| Total capital | 3,010,000 | USD | evidence → |
| Risk-weighted assets | 23,398,000 | USD | evidence → |