Call report 2003Q2
SPECTRA BANK — 2003Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 37,970,000 | USD | evidence → |
| Total loans | 22,219,000 | USD | evidence → |
| Allowance for loan losses | 224,000 | USD | evidence → |
| Securities available for sale | 1,040,000 | USD | evidence → |
| Securities held to maturity | 3,181,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,976,000 | USD | evidence → |
| Interest-bearing deposits | 19,266,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,710,000 | USD | evidence → |
| Equity capital | 2,928,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 894,000 | USD | evidence → |
| Interest expense | 134,000 | USD | evidence → |
| Net interest income | 760,000 | USD | evidence → |
| Noninterest income | 370,000 | USD | evidence → |
| Noninterest expense | 841,000 | USD | evidence → |
| Provision for loan losses | 3,000 | USD | evidence → |
| Pretax income | 286,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 286,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,882,000 | USD | evidence → |
| Total capital | 3,106,000 | USD | evidence → |
| Risk-weighted assets | 24,022,000 | USD | evidence → |