Call report 2002Q3
SPECTRA BANK — 2002Q3
The 22 measures SPECTRA BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,828,000 | USD | evidence → |
| Total loans | 21,841,000 | USD | evidence → |
| Allowance for loan losses | 227,000 | USD | evidence → |
| Securities available for sale | 1,035,000 | USD | evidence → |
| Securities held to maturity | 1,683,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,915,000 | USD | evidence → |
| Interest-bearing deposits | 19,189,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,726,000 | USD | evidence → |
| Equity capital | 2,837,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,479,000 | USD | evidence → |
| Interest expense | 280,000 | USD | evidence → |
| Net interest income | 1,199,000 | USD | evidence → |
| Noninterest income | 524,000 | USD | evidence → |
| Noninterest expense | 1,227,000 | USD | evidence → |
| Provision for loan losses | 49,000 | USD | evidence → |
| Pretax income | 452,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 452,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,793,000 | USD | evidence → |
| Total capital | 3,020,000 | USD | evidence → |
| Risk-weighted assets | 23,110,000 | USD | evidence → |