Call report 2012Q1
REGAL BANK — 2012Q1
The 22 measures REGAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,626,000 | USD | evidence → |
| Total loans | 185,780,000 | USD | evidence → |
| Allowance for loan losses | 2,180,000 | USD | evidence → |
| Securities available for sale | 5,863,000 | USD | evidence → |
| Securities held to maturity | 454,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,748,000 | USD | evidence → |
| Interest-bearing deposits | 195,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,548,000 | USD | evidence → |
| Equity capital | 24,376,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,638,000 | USD | evidence → |
| Interest expense | 553,000 | USD | evidence → |
| Net interest income | 2,085,000 | USD | evidence → |
| Noninterest income | 22,000 | USD | evidence → |
| Noninterest expense | 1,505,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 452,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 278,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,218,000 | USD | evidence → |
| Total capital | 26,398,000 | USD | evidence → |
| Risk-weighted assets | 192,501,000 | USD | evidence → |