Call report 2011Q4
REGAL BANK — 2011Q4
The 22 measures REGAL BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,466,000 | USD | evidence → |
| Total loans | 169,566,000 | USD | evidence → |
| Allowance for loan losses | 2,030,000 | USD | evidence → |
| Securities available for sale | 4,636,000 | USD | evidence → |
| Securities held to maturity | 541,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,741,000 | USD | evidence → |
| Interest-bearing deposits | 180,600,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,141,000 | USD | evidence → |
| Equity capital | 24,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,698,000 | USD | evidence → |
| Interest expense | 2,197,000 | USD | evidence → |
| Net interest income | 7,501,000 | USD | evidence → |
| Noninterest income | 86,000 | USD | evidence → |
| Noninterest expense | 4,985,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 2,002,000 | USD | evidence → |
| Income tax | 807,000 | USD | evidence → |
| Net income | 1,195,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,566,000 | USD | evidence → |
| Total capital | 25,596,000 | USD | evidence → |
| Risk-weighted assets | 175,455,000 | USD | evidence → |