Call report 2012Q2
REGAL BANK — 2012Q2
The 22 measures REGAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 246,614,000 | USD | evidence → |
| Total loans | 199,125,000 | USD | evidence → |
| Allowance for loan losses | 2,330,000 | USD | evidence → |
| Securities available for sale | 4,614,000 | USD | evidence → |
| Securities held to maturity | 373,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 220,529,000 | USD | evidence → |
| Interest-bearing deposits | 201,720,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,808,000 | USD | evidence → |
| Equity capital | 25,333,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,422,000 | USD | evidence → |
| Interest expense | 1,115,000 | USD | evidence → |
| Net interest income | 4,307,000 | USD | evidence → |
| Noninterest income | 47,000 | USD | evidence → |
| Noninterest expense | 3,003,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,051,000 | USD | evidence → |
| Income tax | 409,000 | USD | evidence → |
| Net income | 642,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,164,000 | USD | evidence → |
| Total capital | 27,494,000 | USD | evidence → |
| Risk-weighted assets | 206,838,000 | USD | evidence → |