Call report 2025Q2
EPHRATA NATIONAL BANK — 2025Q2
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,224,234,000 | USD | evidence → |
| Total loans | 1,465,541,000 | USD | evidence → |
| Allowance for loan losses | 16,543,000 | USD | evidence → |
| Securities available for sale | 592,093,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,897,034,000 | USD | evidence → |
| Interest-bearing deposits | 1,267,769,000 | USD | evidence → |
| Noninterest-bearing deposits | 629,265,000 | USD | evidence → |
| Equity capital | 175,645,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 51,952,000 | USD | evidence → |
| Interest expense | 17,814,000 | USD | evidence → |
| Net interest income | 34,138,000 | USD | evidence → |
| Noninterest income | 8,573,000 | USD | evidence → |
| Noninterest expense | 28,160,000 | USD | evidence → |
| Provision for loan losses | 491,000 | USD | evidence → |
| Pretax income | 13,632,000 | USD | evidence → |
| Income tax | 2,605,000 | USD | evidence → |
| Net income | 11,027,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 209,340,000 | USD | evidence → |
| Total capital | 227,326,000 | USD | evidence → |
| Risk-weighted assets | 1,538,417,000 | USD | evidence → |