Call report 2025Q3
EPHRATA NATIONAL BANK — 2025Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,221,119,000 | USD | evidence → |
| Total loans | 1,483,525,000 | USD | evidence → |
| Allowance for loan losses | 16,637,000 | USD | evidence → |
| Securities available for sale | 590,368,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,885,310,000 | USD | evidence → |
| Interest-bearing deposits | 1,261,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 623,831,000 | USD | evidence → |
| Equity capital | 188,689,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 79,002,000 | USD | evidence → |
| Interest expense | 26,817,000 | USD | evidence → |
| Net interest income | 52,185,000 | USD | evidence → |
| Noninterest income | 13,475,000 | USD | evidence → |
| Noninterest expense | 42,783,000 | USD | evidence → |
| Provision for loan losses | 591,000 | USD | evidence → |
| Pretax income | 21,938,000 | USD | evidence → |
| Income tax | 4,229,000 | USD | evidence → |
| Net income | 17,709,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 214,694,000 | USD | evidence → |
| Total capital | 232,695,000 | USD | evidence → |
| Risk-weighted assets | 1,558,594,000 | USD | evidence → |