Call report 2025Q1
EPHRATA NATIONAL BANK — 2025Q1
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,219,744,000 | USD | evidence → |
| Total loans | 1,446,746,000 | USD | evidence → |
| Allowance for loan losses | 16,537,000 | USD | evidence → |
| Securities available for sale | 595,588,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,894,860,000 | USD | evidence → |
| Interest-bearing deposits | 1,259,377,000 | USD | evidence → |
| Noninterest-bearing deposits | 635,483,000 | USD | evidence → |
| Equity capital | 171,330,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,550,000 | USD | evidence → |
| Interest expense | 8,889,000 | USD | evidence → |
| Net interest income | 16,661,000 | USD | evidence → |
| Noninterest income | 4,296,000 | USD | evidence → |
| Noninterest expense | 14,280,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 5,886,000 | USD | evidence → |
| Income tax | 1,106,000 | USD | evidence → |
| Net income | 4,780,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 204,946,000 | USD | evidence → |
| Total capital | 222,866,000 | USD | evidence → |
| Risk-weighted assets | 1,527,452,000 | USD | evidence → |