Call report 2024Q4
EPHRATA NATIONAL BANK — 2024Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,217,701,000 | USD | evidence → |
| Total loans | 1,431,265,000 | USD | evidence → |
| Allowance for loan losses | 16,122,000 | USD | evidence → |
| Securities available for sale | 616,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,890,788,000 | USD | evidence → |
| Interest-bearing deposits | 1,258,732,000 | USD | evidence → |
| Noninterest-bearing deposits | 632,056,000 | USD | evidence → |
| Equity capital | 166,696,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 92,794,000 | USD | evidence → |
| Interest expense | 34,177,000 | USD | evidence → |
| Net interest income | 58,617,000 | USD | evidence → |
| Noninterest income | 17,971,000 | USD | evidence → |
| Noninterest expense | 54,844,000 | USD | evidence → |
| Provision for loan losses | 1,017,000 | USD | evidence → |
| Pretax income | 20,632,000 | USD | evidence → |
| Income tax | 3,737,000 | USD | evidence → |
| Net income | 16,895,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 200,678,000 | USD | evidence → |
| Total capital | 218,123,000 | USD | evidence → |
| Risk-weighted assets | 1,518,066,000 | USD | evidence → |