Call report 2024Q3
EPHRATA NATIONAL BANK — 2024Q3
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,090,548,000 | USD | evidence → |
| Total loans | 1,412,505,000 | USD | evidence → |
| Allowance for loan losses | 14,742,000 | USD | evidence → |
| Securities available for sale | 517,801,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,816,556,000 | USD | evidence → |
| Interest-bearing deposits | 1,216,390,000 | USD | evidence → |
| Noninterest-bearing deposits | 600,166,000 | USD | evidence → |
| Equity capital | 170,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 67,452,000 | USD | evidence → |
| Interest expense | 24,508,000 | USD | evidence → |
| Net interest income | 42,944,000 | USD | evidence → |
| Noninterest income | 13,301,000 | USD | evidence → |
| Noninterest expense | 40,776,000 | USD | evidence → |
| Provision for loan losses | -400,000 | USD | evidence → |
| Pretax income | 15,732,000 | USD | evidence → |
| Income tax | 2,850,000 | USD | evidence → |
| Net income | 12,882,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 197,827,000 | USD | evidence → |
| Total capital | 213,940,000 | USD | evidence → |
| Risk-weighted assets | 1,483,120,000 | USD | evidence → |